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Making first home dreams a reality without a 20% deposit
First Home? Low Deposit? We’ve Got You Covered.
We help Kiwis with all income levels get into their first home. Whether you’re eligible for Kāinga Ora or not, our lender network opens doors from just 5% deposit.
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Benefits of working with us
Isbister Partners stands out in the property market by helping individuals and families step into their first home with as little as a 5% deposit, even if they don’t qualify for Kāinga Ora due to a high household income. Our expertise and commitment have been instrumental in helping over 1000 Kiwis find their perfect home.

Efficient Process: We handle all the heavy lifting from research to application, making your mortgage journey time-efficient and hassle-free

Extensive Lender Network: Isbister Partners connects you with a wide range of lenders, ensuring you get the best mortgage options available

Professional Expertise: Benefit from our deep understanding of the mortgage market, helping you navigate through complex mortgage details with ease

Specialised Assistance: Ideal for clients with special requirements, such as not fitting standard bank criteria, and having a lower deposit, offering solutions that fit diverse needs
Step Into Your First Home with Just 5% Deposit
Does it sound good?
What do you need to buy your first home with just 5% deposit?
You must be a New Zealand Citizen, Permanent Resident or Resident Visa holder, have a clean credit history with little or no debt, and be buying the property to live in.

Minimum 5% deposit from savings and/or KiwiSaver

NZ Citizen / Permanent Resident / Resident Visa

Clean Credit History
Join 1000+ Kiwis who've trusted our expertise
4.9 ⭐️⭐️⭐️⭐️⭐️ Google Reviews
⭐️⭐️⭐️⭐️⭐️ Pati – Papamoa
“Isbister Partners truly went above and beyond to make our homeownership dreams a reality. With a good household income, we were surprised when our house bank rejected our loan application due to a 20% deposit requirement. Thankfully, Isbister Partners stepped in, and their expert guidance, led by Matt, helped us secure our first home in Papamoa without any stress.”
⭐️⭐️⭐️⭐️⭐️ Santhran
“Matt and his team were a great help with our first home purchase. As this was life changing experience we were rather stressed, but Isbister partners made this a stress free and very pleasant experience. Their help, motivation and support was very refreshing. We are grateful to them and would highly recommend Matt and his team.”
Make Your First Home a Reality, Not a Dream!
About Isbister Partners
Isbister Partners is a well-established financial advisory firm that has been delivering simple and effective financial solutions since 2016. In our rich history spanning several years, we’ve successfully collaborated with over 1,000 clients, helping them navigate their financial journeys with confidence.
A significant strength of Isbister Partners lies in our broad network. We maintain access to all major banks and non-bank lenders, ensuring a wide range of options to secure the best possible solutions for our clients. Furthermore, we offer a comprehensive suite of Investment and Kiwisaver products, equipping our clients with various financial tools for a secure future.
At Isbister Partners, we are not just a financial advisory firm – we are dedicated partners committed to helping our clients and their families achieve lasting financial wellness.
Take Your First Step onto the Property Ladder!
Join 1000+ Kiwis who've trusted our expertise
Our team is working New Zealand wide
Why Choose Isbister Partners
At Isbister Partners, we understand that buying your first home can be a daunting experience. Our team of experienced and knowledgeable advisors are here to guide you through the entire process. We offer a comprehensive range of financial services, including mortgage advice and investment options. With Isbister Partners, you can rest assured that you are making the best decisions for your financial future.
Dreaming of owning a home? Let’s make it a reality.
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What Our Clients Say
Over 1000 Kiwis Trusted Us